What To do if You're Involved in a Car Accident
 

We all hope it’ll never happen to us but, at some time, many of us will be involved in an accident.  You may be in shcok, but there are some important things you must do at the scene.....

If somebody has been injured in the accident 
Call the police –    If they do not attend the scene, or if someone else's property has been damaged the accident must be reported to the police within 24 hours.

Stop
Never leave the scene of an accident, it is a criminal offence.  If you have a vehicle accident which causes injury or damage,  give your name and address, and details of your insurance policy to anyone who reasonably needs it.

Stay Calm and do not admit liability
If you're involved in an accident, do not admit liability. Take the name and address of the other driver, and details of their insurance company, and of any witnesses.

Swap
Exchange names and addresses of insurance companies with the other party & car registration. Policy numbers are also very useful, if you happen to have them with you. 

Inform your insurers
Tell your insurers as soon as possible – even if you don't intend to make a claim. This is a condition of your policy.

Tell your insurers about any statement made at the scene by any of the parties. Do not discuss whose fault it was. If you do, you could create problems for you and your insurers in the handling of your claim.

Remember, if you bump a parked car, even if the owner is nowhere to be seen, you are legally obliged to leave a note with your contact details on the windscreen.