weather
Edinburgh

- Overcast
- Temperature: 10 °C
- Wind: Calm
- Pressure: 1022 hPa
- Rel. Humidity: 100%
- Visibility: 7 kilometers
3 September 2010 - 5:50am
I didn't realise that you have a better credit ratings if you have controllable debt. e.g. have a couple credit cards and pay them back on a monthly basis. This is even seen as being more favourable than clearing off the balance on a monthly basis.
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